The following witnesses gave evidence. Those marked * gave both oral and written evidence; those marked ** gave oral evidence only. Written evidence marked † is not printed because it was not prepared specifically for the Committee, but it is available in the Record office for public inspection

	Association of British Insurers
*	Bank of England
*	Barclays Bank plc
	Bermuda Government (Ministry of Finance)
*	British Bankers' Association
†	Mr Brian Cassidy
†	Centre for Reform
*	Confederation of British Industry (with Annexes †)
*	Corporation of London
*	Deutsche Bank AG
*	Professor Michael Devereux
*	European Policy Forum (with additional material †)
	Food and Drink Federation
**	France (Ministry of Economy, Finance and Industry)
*	Mr Malcolm Gammie
*	Germany, Federal Republic of (Ministry of Finance)
†	House Builders Federation
*	Institute of Directors
	Ireland, Republic of
	Mr Karel Lannoo
	London Stock Exchange
†	Luxembourg, Government of
**	Commissioner Mario Monti
	National Association of Cider Makers
	Newspaper Society
*	Organisation for Economic Co-operation and Development (with additional material †)
**	Dawn Primarolo, Paymaster General, HM Treasury
*	HM Treasury, Inland Revenue and HM Customs & Excise
*	Mr Peter Wilmott