Treasury - Written Evidence [Back to Report]
Here you can browse the Written Evidence ordered by the House of Commons to be printed 10 December 2003.
CONTENTS
1. Memorandum submitted by
American Express
2. Letter to the Chairman from
the Vice President, American Express
3. Letter to the Chairman from
Arcadia Group Limited
4. Further letter to the Chairman
from Arcadia Group Limited
5. Memorandum submitted by
the Association for Payment Clearing Services
Annex 2
6. Further memorandum submitted
by the Association for Payment Clearing Services
7. Further correspondence from
the Association for Payment Clearing Services
9. Memorandum submitted by
the Banking Code Standards Board
10. Memorandum submitted by
Barclays Plc
11. Further memorandum submitted
by the Chief Executive, Barclaycard
12. Further information from
Barclaycard
13. Example of Summary Box
from Barclays Plc
14. Further memorandum submitted
by Barclays Plc
15. Letter to the Chairman
from the Director of Corporate Communictions, Capital One
16. Memorandum submitted by
the Consumers' Association
17. Supplementary memorandum
submitted by the Consumers' Association
How the Way Interest is Charged AVects
the Interest You Pay—Which?
18. Further memorandum submitted
by the Consumers' Association
19. Further memorandum from
Consumers Association regarding standardising credit card interest
calculation methods and its benefit to consumers and competition
20. Letter from the Chief Executive,
Debenhams plc
21. Further letter from the
Chief Executive, Debenhams
22. Department of Trade and
Industry
23. Further memorandum from
the Department of Trade and Industry
24. Letter to the Chairman
of the Committee from Gerry Sutcliffe MP, Minister for Employment
Relations, Competition and Consumers
25. Memorandum submitted by
the Federation of Small Businesses
26. Memorandum submitted by
the Finance and Leasing Association
27. Further memorandum submitted
by the Finance and Leasing Association
28. Memorandum submitted by
the Foundation for Credit Counselling
29. Memorandum submitted by
Barry Gardiner MP
APPENDIX B
30. Letter and memorandum submitted
by GE Consumer Finance UK
31. Memorandum submitted by
GE Consumer Finance UK
32. Supplementary memorandum
submitted by GE Consumer Finance UK
33. Further letter to the Chairman
from the Chief Operating Officer of GE Consumer Finance
34. Further letter to the Chairman
from the Chief Operating Officer of GE Consumer Finance
35. Further letter to the Chairman
from the Chief Operating Officer, GE Consumer Finance
36. Memorandum submitted by
HBOS
37. Letter to the Chairman
from the Chief Executive, HBOS
38. Further information submitted
by HBOS
39. Letter to the Chairman
from the Director of Retail Sales, House of Fraser
40. Memorandum submitted by
HSBC
41. Memorandum submitted by
Dr Robert Hunt, University of Cambridge
42. Letter to the Chairman
from the Director of Financial Planning, John Lewis Partnership
43. Letter to the Chairman
from Liverpool Victoria
44. Memorandum submitted by
Lloyds TSB Group
45. Letter to the Chairman
from the Chief Executive of Lloyds TSB Group
46. Further information from
Lloyds TSB Group
47. Letter from the Chief Executive
of Marks & Spencer Financial Services
48. Letter to the Chairman
from the Chief Executive of Marks and Spencer Money
49. Further letter to the Chairman
of the Committee from the Chief Executive of Marks & Spencer
Money
50. Letter from the Head of
Communications, MBNA Europe
51. Letter to the Chairman
from the Senior Vice Chairman and Chief Executive Officer of MBNA
Europe Bank Limited
52. Memorandum submitted by
MBNA EBL
53. Further information provided
by MBNA Europe
54. Memorandum submitted by
the National Association of Citizens Advice Bureaux
55. Memorandum submitted by
the National Consumer Council
56. Memorandum submitted by
Nationwide Building Society
APPENDIX II
APPENDIX III
57. Further submission from
Nationwide Building Society
58. Memorandum submitted by
the Office of Fair Trading
59. Further Memorandum submitted
by the Office of Fair Trading
60. Further memorandum from
the Office of Fair Trading
61. Memorandum submitted by
the Royal Bank of Scotland Group
62. Letter to the Chairman
from the Group Chief Executive, The Royal Bank of Scotland
63. Letter from the Group Executive
Director, The Royal Bank of Scotland
64. Further information from
Royal Bank of Scotland
65. Letter to the Chairman
from the Chairman of Lloyds TSB
66. Letter to the Chairman
from the Chairman of HBOS
67. Further letter from Marks
and Spencer Money
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