| 1. | Memorandum submitted by Ruth Lister, Professor of Social Policy, Department of Social Sciences, Loughborough University (CP4)
| 213 |
| 2. | Memorandum submitted by Dr Bruce Stafford, Loughborough University (CP7)
| 216 |
| 3. | Memorandum submitted by Age Concern (CP21)
| 222 |
| 4. | Memorandum submitted by the Institute for Fiscal Studies (IFS) (CP22)
| 227 |
| 5. | Memorandum submitted by the Royal National Institute for Deaf People (RNID) (CP29)
| 230 |
| 6. | Letter to Chairman of the Committee from Dawn Primarolo MP, Paymaster General, HM Treasury and Stephen Timms MP, Minister of State, Department of Social Security (CP1)
| 234 |
| 7. | Letter to Clerk of the Committee from the Friendly Societies Parliamentary Committee (CP2)
| 236 |
| 8. | Memorandum submitted by the Federation of Small Businesses (FSB) (CP5)
| 238 |
| 9. | Memorandum submitted by the National Centre for Volunteering (NCVO) (CP6)
| 239 |
| 10. | Memorandum submitted by the British Housewives League (CP8)
| 242 |
| 11. | Memorandum submitted by the GMB trade union (CP9)
| 244 |
| 12. | Memorandum submitted by the Citizen's Income Trust (CP10)
| 249 |
| 13. | Memorandum submitted by Church Action on Poverty (CP11)
| 252 |
| 14. | Memorandum submitted by Lancashire County Council Welfare Rights and Social Inclusion Services (CP12)
| 257 |
| 15. | Memorandum submitted by Public and Commercial Services Union (PCS) (CP13)
| 259 |
| 16. | Letter to Clerk of the Committee from Aberdeen City Council (CP14)
| 261 |
| 17. | Memorandum submitted by the Catholic Agency for Social Concern (CP15)
| 261 |
| 18. | Memorandum submitted by Mr Tony Lynes (CP16)
| 266 |
| 19. | Memorandum submitted by the Association of British Insurers (ABI) (CP17)
| 270 |
| 20. | Memorandum submitted by Peter R Ward (CP18)
| 275 |
| 21. | Memorandum submitted by the Royal National Institute for the Blind (CP26)
| 278 |
| 22. | Memorandum submitted by NatWest Life (CP32)
| 280 |
| 23. | Memorandum submitted by Joan Brown (CP33)
| 284 |
| 24. | Memorandum submitted from Joan Brown (CP34)
| 291 |
| 25. | Letter to Chairman from Government Actuary's Department (CP35)
| 292 |
| 26. | Work commissioned by the Committee from Ms Holly Sutherland (CP36)
| 296 |
| 27. | Summary note prepared by Mr Frank Field to assist Mr Andrew Young, Deputy Government Actuary, in costing his proposals for a "New Stakeholder Pension"
| 308 |
| 28. | Work commissioned by the Committee from Deputy Government Actuary (CP37)
| 308 |