The following Memoranda have been reported to the House, but they have not been printed and copies have been placed in the House of Commons Library, where they may be inspected by Members. Other copies are in the Record Office, House of Lords, and are available to the public for inspection. Requests for inspection should be addressed to the Record Office, House of Lords, London SW1A 0PW (tel. (0171) 219 3074). Hours of inspection are from 9.30 am to 5.00 pm on Mondays to Fridays.

Alliance and Leicester plc
Association of Solicitor Investment Managers
Association of Unit Trusts and Investment Funds
Association of British Insurers
Barclays Group
British Venture Capital Association
British American Financial Services
Building Societies Association
Campaign for Community Banking Services
Mr John Cater
Mr J H Chapman
Consumers' Association
Mr Geoffrey Dixon
Federation of Small Businesses
Financial Services Forum
Financial Services Authority
Futures and Options Association
Mr Mark Glowrey
Halifax plc
HSBC Holdings Ltd
Mr Philip Hurr
IFA Association
Institute of Chartered Accountants in Scotland
Institute and Faculty of Actuaries
International Swaps and Derivatives Association Inc.
Joint Exchanges Committee
Justice in Financial Services
Killick and Co, Stockbrokers
Law Society of Scotland
Legal and General
Life Insurance Association
Lloyd's Names Association Working Party
Lloyd's of London
London Investment Banking Association
London Bullion Market Association
London Stock Exchange
Mr Michael Moyse
Prudential Assurance Co
Mr Gerry Reilly
Mr R W Rennison
Society of Pension Consultants
Suffolk County Council Trading Standards Department
Tradepoint Investment Exchange
H M Treasury
United Kingdom Social Investment Forum
Wholesale Market Brokers' Association
Mr Stephen Wynn