The following memoranda have been reported to the House but not printed. Copies have been placed in the House of Commons Library, where they may be inspected by Members. Other copies are in the Record Office, House of Lords, London SW1A 0PW (tel (0171) 219 3074). Hours of inspection are from 9.30 am to 5 pm on Mondays to Fridays.

Association of Friendly Societies

Mr Roger Cook, FCA

Co-operative Party

Mr Patrick Frazer

Mr T Golding

Mr T H F Kidman

Liverpool Victoria Friendly Society

Mr Brian McInally

Mr Brian Nixon

Ms May O'Brien

Dr Craig Ross

Mr David Stonebanks

Mr Ralph Windsor

Mr K J Wood