Submitted by

1. Management Consultancies Association 214

2. Management Consultancies Association, Supplementary memorandum 215

3. Computing Newspaper 216

4. Institute for the Management of Information Systems 217

5. Mr Chris Venning, Plaut International Management Consulting 224

6. The Law Society 225

7. Mssrs. Thomas, Parsons and Turner 227

8. Dr Brian Gladman 227

9. Jaegersoft Limited 231

10. Chantilley Corporation Ltd 232

11. The British Retail Consortium 233

12. Mr Charles D. Raab 234

13. Telecommunication Managers' Association 235

14. Racal Telecom 239

15. Baltimore 240

16. Consumers in Europe Group 243

17. Delta Computer Services 246

18. Sage Group plc 246

19. ESRC Virtual Society? Programme 248

20. STAND 250

21. Association of British Insurers 252

22. SAP (UK) Ltd 254

23. Computer Weekly 257

24. InterForum 258

25. Consumers' Association 261

26. Cable & Wireless Communications 265

27. Chartered Institute of Taxation 267

28. London Investment Banking Association 270

29. The Newspaper Society 272

30. British Bankers' Association 272

31. Institute of Chartered Accountants in England & Wales 278

32. Tesco 281

33. Office of Fair Trading 283

34. The British Computer Society 284

35. International Underwriting Association 285

36. Computing Services and Software Association 289

37. Federation of the Electronics Industry, Supplementary memorandum 290

38. Internet Service Providers' Association, Supplementary memorandum 292

39. Corporation of London 294

40. Mr Aplesh B Patel 296

41. Correspondence between Mr Derek Wyatt MP and Dawn Primarolo MP, Financial Secretary, HM Treasury 299

42. Tele2 (UK) Ltd 301

43. British Telecommunications plc 303

44. The Post Office, Supplementary memorandum 304

45. The Data Protection Registrar, Supplementary memorandum 306

46. The Campaign for Unmetered Telecommunications 309

47. The Notaries' Society 319

48. Age Concern 326

49. Department of Trade and Industry, Supplementary memorandum 327