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| 1. | Memorandum from Rathbone CI
| 121 |
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| 2. | Memorandum from Tomorrow's People
| 122 |
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| 3. | Memorandum from Lancashire County Council Welfare Rights and Social Inclusion Services
| 124 |
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| 4. | Memorandum from The National Centre for Volunteering
| 126 |
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| 5. | Memorandum from Rights Now!
| 130 |
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| 6. | Memorandum from The Mental After Care Association (MACA)
| 130 |
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| 7. | Memorandum from Northern Pinetree Trust
| 131 |
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| 8. | Memorandum from members of the Rehabilitation and Social Psychiatry Section, Royal College of Psychiatrists
| 133 |
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| 9. | Memorandum from Single Parent Action Network
| 134 |
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| 10. | Memorandum from Gingerbread
| 136 |
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| 11. | Memorandum from The National Association for Mental Health (MIND)
| 138 |
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| 12. | Memorandum from The Disability Income Group (DIG)
| 141 |
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| 13. | Memorandum from the Royal Society for Mentally Handicapped Children and Adults (MENCAP)
| 146 |
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| 14. | Memorandum from Employers' Forum on Disability
| 156 |
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| 15. | Memorandum from Disability Alliance
| 158 |
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| 16. | Memorandum from Hilary Land, Professor of Family Policy and Child Welfare and J A Lord, School Policy Studies, University of Bristol
| 162 |
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| 17. | Memorandum from The Royal National Institute for Deaf People (RNID)
| 165 |
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| 18. | Memorandum from The Royal National Institute for the Blind (RNIB)
| 169 |
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| 19. | Memorandum from National Council for Voluntary Organisations (NCVO)
| 171 |
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| 20. | Memorandum from the Terrence Higgins Trust/National AIDS Trust
| 174 |
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| 21. | Memorandum from Child Poverty Action Group
| 176 |
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| 22. | Memorandum form Incapacity Action
| 180 |
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| 23. | Memorandum from Unemployment Unit and Youthaid
| 182 |
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| 24. | Memorandum from the National Council for One Parent Families
| 185 |
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| 25. | Memorandum from Kirklees Community Law Centre
| 193 |
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| 26. | Memorandum from National Mental Health Organisations: MACA, MIND, the National Schizophrenia Fellowship and the Royal College of Psychiatrists
| 196 |
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| 27. | Memorandum from Kevin Russell (FIWO), Occupational Welfare Officer, Institute of Welfare Officers
| 196 |
